About us
Our story
Founded in January 2023 in Winnipeg, Manitoba, Commercial Financing Express was created with one goal in mind—helping Canadians turn their business dreams into reality. We saw firsthand how many aspiring entrepreneurs struggled to secure the financing they needed to start or expand their businesses. Friends and colleagues shared their frustrations, and their stories hit home because we had been in that same position ourselves.
We realized the need for a solution, and that’s why we launched Commercial Financing Express. Our mission is to provide tailored financial solutions to help Canadians build and grow their businesses. We understand the challenges because we’ve faced them too, and we’re here to make the journey easier.
At Commercial Financing Express, we don’t just offer funding—we build relationships, provide guidance, and help entrepreneurs succeed.
Let’s bring your business to life.
Our Core Values
Integrity
We believe in transparency, honesty, and ethical practices in everything we do. Our commitment to integrity builds trust with our clients and partners.
Client-Centered Focus
Our clients' success is our success. We prioritize understanding their needs and delivering customized financial solutions to help them achieve their goals.
Innovation
We embrace change and seek innovative ways to improve our services, ensuring we offer forward-thinking solutions that keep pace with the evolving business landscape.
Collaboration
We foster strong, lasting relationships with our clients, partners, and team members. Through collaboration, we create value and drive shared success.
Excellence
We are committed to delivering exceptional service at every level. Our dedication to excellence ensures that our clients receive top-quality support and financing solutions.
Empowerment
We empower entrepreneurs by providing them with the financial tools and guidance they need to turn their business visions into reality.
Accountability
We hold ourselves accountable for delivering on our promises and meeting the high standards we set for ourselves. Our clients can depend on us to follow through.
These core values are the foundation of our mission at Commercial Financing Express—to help Canadian businesses grow and thrive by providing reliable, innovative, and client-focused financial solutions.
Meet the Executive Team
Analyn Santos
Chief Executive Officer and Co-founder
Analyn Santos, CEO of Commercial Financing Express, brings over 20 years of experience in the customer service industry. She has a proven track record of building strong client relationships and driving business success. As an Account Manager for six years, she developed a deep understanding of client needs and crafted solutions that help businesses thrive.
Her strategic leadership fosters collaboration, innovation, and growth, ensuring tailored financial solutions for businesses of all sizes. Under her guidance, Commercial Financing Express continues to excel in the financial services sector.
Andy Paul Rapadas
Chief Operating Officer and Co-founder
Andy Paul Rapadas began his career in 2004 in the customer service industry, supporting major North American companies in banking, finance, telecom, and retail. He honed his expertise in delivering excellent customer experiences and driving service excellence.
As a Training and Compliance Manager for top U.S. banks, Andy ensured regulatory compliance and led team training. His shift to Operations Management allowed him to optimize processes and lead teams to consistently surpass goals.
Since January 2023, Andy has served as Chief Operating Officer at Commercial Financing Express, where he oversees strategic initiatives, operational excellence, and customer relations, ensuring the company delivers innovative financial solutions for business growth.
Alecs Santos
Chief Financial Officer and Co-founder
Alecs Santos, CFO of Commercial Financing Express, is dedicated to service excellence and financial stewardship, backed by over two years of customer service experience. Driven by a passion for helping others, she consistently delivers exceptional service and builds meaningful connections.
As CFO, Alecs focuses on maintaining the financial health of the company and supporting its long-term success. Her leadership in financial management ensures Commercial Financing Express stays agile and well-equipped to meet clients' evolving needs.
Our Staff
Ahl Jarrue Garcia
System Administrator
Ahl Jarrue Garcia serves as the System Admin for Commercial Financing Express, where he ensures seamless technology operations and robust system support across the organization. With a solid foundation in IT management, network security, and system optimization, Ahl Jarrue plays a critical role in maintaining the company’s technological infrastructure and safeguarding data integrity. His expertise enables Commercial Financing Express to operate efficiently and securely, providing the team with reliable tools and systems needed to deliver top-quality service to clients. Ahl Jarrue’s proactive approach and dedication to operational excellence make him a vital asset to the team’s success and continuity.
Robert Tolentino
Sales Admin
Robert Tolentino is a skilled Sales Admin at Commercial Financing Express, bringing a wealth of experience in customer service, credit management, and sales support. With a strong track record of managing client accounts, resolving issues, and contributing to revenue growth, Robert is dedicated to supporting clients and helping them achieve their financial objectives. His expertise in customer service allows him to build and maintain positive client relationships, while his keen organizational skills and attention to detail ensure smooth and effective sales processes. Robert’s results-driven approach and commitment to excellence make him an invaluable asset in driving success for both Commercial Financing Express and its clients.
Ahlbert Garcia
Marketing Specialist
Ahlbert Garcia is the Marketing Specialist at Commercial Financing Express, where he leverages his expertise in digital marketing, brand strategy, and client engagement to elevate the company's presence in the financial services industry. Known for his innovative approach and keen understanding of market trends, Ahlbert drives impactful campaigns that resonate with target audiences and support the company’s growth objectives. His focus on building brand awareness and generating high-quality leads contributes to expanding Commercial Financing Express’s reach in both Canadian and US markets. Ahlbert’s commitment to excellence and his strategic insight make him an essential part of the team’s success in connecting with and supporting clients.